95winph Terms
& Conditions

1 Acceptance of Terms

By accessing the 95winph website at https://95winph.org, registering an account, or using any of the services offered by 95winph, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, together with our Privacy Policy and Responsible Gaming Policy, all of which are incorporated herein by reference.

These Terms apply to all users of the 95winph platform, including visitors who browse the site without registering, registered members, and players who actively use the gaming and betting services. Your continued use of the platform following any update to these Terms constitutes your acceptance of the revised Terms.

95winph reserves the right to modify, update, or replace any part of these Terms at any time. We will notify registered users of material changes via email or a prominent notice on the platform. It is your responsibility to review these Terms periodically to stay informed of any updates.

2 Eligibility

To be eligible to use the 95winph platform, you must satisfy all of the following conditions at the time of registration and throughout your use of the platform:

• You are at least 21 years of age;
• You are a resident of or physically located in a jurisdiction where online gaming is not prohibited by applicable law;
• You are not acting on behalf of another person for the purpose of circumventing these eligibility requirements;
• You are not a current employee, contractor, director, or officer of 95winph, nor an immediate family member of such a person;
• You have not previously been excluded or banned from the 95winph platform or any affiliated platform;
• You are not registered on any self-exclusion list maintained by 95winph or any relevant regulatory authority.

95winph reserves the right to request documentary proof of age and identity at any time. Failure to provide satisfactory verification documents may result in the suspension or permanent closure of your account, and any pending withdrawals may be withheld pending verification.

3 Account Registration

To access the full range of services offered by 95winph, you must register a personal account. Each individual is permitted to hold only one (1) account on the 95winph platform. The creation of duplicate, multiple, or fraudulent accounts is strictly prohibited and may result in the immediate termination of all associated accounts and forfeiture of any balances therein.

When registering, you agree to provide accurate, current, and complete information as prompted by the registration form. You are responsible for maintaining the accuracy of your account information and must promptly update any details that change. 95winph shall not be liable for any loss or damage arising from your failure to maintain accurate account information.

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to:

• Keep your login credentials strictly confidential and not share them with any third party;
• Notify 95winph support immediately if you suspect unauthorized access to your account;
• Ensure that you log out of your account at the end of each session, particularly when using shared or public devices;
• Accept full responsibility for all activities conducted through your account, whether authorized by you or not, until you notify us of a security breach.

95winph will never ask for your password via email, live chat, or any other communication channel. Any communication purporting to be from 95winph that requests your password should be treated as fraudulent and reported to our support team immediately.

4 Deposits & Withdrawals

95winph supports a range of payment methods tailored to Filipino players, including GCash, PayMaya, BPI, BDO, Metrobank, UnionBank, 7-Eleven, and Cebuana Lhuillier. All financial transactions on the platform are conducted in Philippine Peso (PHP / ₱).

Deposits: Deposits are credited to your 95winph account in real time or within a few minutes depending on the payment method used. Minimum and maximum deposit limits apply and are displayed at the point of transaction. 95winph does not charge fees on deposits, though your payment provider may apply their own charges.

Withdrawals: Withdrawal requests are processed subject to identity verification and compliance checks. GCash and PayMaya withdrawals typically complete within three to five minutes of approval. Bank transfer withdrawals may take one to three business days depending on the receiving institution. 95winph reserves the right to request supporting documentation before processing any withdrawal.

All funds deposited into your 95winph account must originate from a payment method registered in your own name. Third-party deposits are strictly prohibited. Any attempt to deposit funds using a payment method belonging to another person may result in account suspension and forfeiture of funds pending investigation.

5 Bonuses & Promotions

95winph may offer bonuses, free bets, cashback, and other promotional incentives to registered players from time to time. All bonuses and promotions are subject to specific terms and wagering requirements that will be clearly stated at the time the offer is presented.

• Bonuses are credited to your account in accordance with the specific promotion terms and cannot be withdrawn until all applicable wagering requirements have been met;
• Only one bonus may be active at a time unless otherwise stated in the promotion terms;
• 95winph reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice;
• Bonuses obtained through fraudulent means, including the use of multiple accounts or collusion, will be forfeited and the relevant accounts may be permanently closed;
• Players who have opted out of marketing communications may not receive notification of available promotions but may still be eligible to claim them through the promotions page.

95winph reserves the right to determine, at its sole discretion, whether a player qualifies for any particular bonus or promotion. Decisions made by 95winph in relation to bonuses are final and binding.

6 Prohibited Conduct

Users of the 95winph platform are prohibited from engaging in any of the following activities:

• Registering more than one account or using another person's account;
• Providing false, misleading, or fraudulent information during registration or verification;
• Using automated software, bots, scripts, or any other artificial means to interact with the platform;
• Engaging in any form of collusion, match-fixing, or coordinated betting strategies designed to exploit the platform;
• Attempting to reverse-engineer, decompile, or otherwise tamper with the platform's software or systems;
• Using the platform for any unlawful purpose, including money laundering or fraud;
• Harassing, threatening, or abusing other players or 95winph staff through any communication channel;
• Exploiting software errors, glitches, or vulnerabilities — any winnings derived from such exploitation may be voided.

Violation of any of the above prohibitions may result in immediate account suspension, permanent ban, forfeiture of account balance, and referral to the appropriate Philippine law enforcement authorities where warranted.

7 Intellectual Property

All content on the 95winph platform — including but not limited to text, graphics, logos, icons, images, audio clips, game software, and the overall look and feel of the platform — is the property of 95winph or its content suppliers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the platform solely for your personal, non-commercial entertainment purposes. This licence does not permit you to reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from the 95winph platform without our prior written consent.

8 Limitation of Liability

To the fullest extent permitted by applicable law, 95winph shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the platform, including but not limited to loss of profits, loss of data, or loss of goodwill.

95winph does not warrant that the platform will be uninterrupted, error-free, or free of viruses or other harmful components. We reserve the right to suspend or discontinue any part of the platform at any time for maintenance, upgrades, or other operational reasons without liability to you.

In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability shall be limited to the maximum extent permitted by law.

9 Responsible Gaming

95winph provides the following responsible gaming tools to all registered players:

• Deposit Limits: Set daily, weekly, or monthly deposit limits to control your spending;
• Session Time Reminders: Receive notifications after a set period of continuous play;
• Cooling-Off Periods: Temporarily suspend your account for a defined period;
• Self-Exclusion: Request permanent or long-term exclusion from the platform.

These tools can be accessed from your account settings or by contacting our 24/7 support team. 95winph takes all self-exclusion requests seriously and will action them promptly. Players who have self-excluded must not attempt to re-register or circumvent the exclusion.

For more information on responsible gaming resources available in the Philippines, please visit our dedicated Responsible Gaming page.

10 Termination

95winph reserves the right to suspend, restrict, or permanently close any account at its sole discretion, with or without prior notice, in the event of:

• Breach of any provision of these Terms & Conditions;
• Suspected fraudulent, abusive, or illegal activity;
• Failure to pass identity or age verification;
• A request from a regulatory authority or law enforcement agency;
• Any other circumstance that 95winph reasonably determines warrants account closure.

Upon termination, any real-money balance remaining in your account (after deducting any bonus funds and amounts subject to investigation) will be returned to you via your registered payment method, subject to the completion of any outstanding verification requirements.

You may close your account at any time by contacting our support team. Voluntary account closure does not affect any obligations you have incurred prior to closure.

11 Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms that cannot be resolved through good-faith negotiation shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.

95winph operates in alignment with the regulatory framework established by the Philippine Amusement and Gaming Corporation (PAGCOR), which is the government body responsible for overseeing gaming operations in the Philippines.

12 Amendments

95winph reserves the right to amend these Terms & Conditions at any time. Amendments will take effect upon posting to the platform. Where changes are material, we will provide reasonable notice to registered users via email or an in-platform notification. Your continued use of the platform after the effective date of any amendment constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically. The "Effective Date" at the top of this page indicates when the Terms were last updated.

13 Contact Us

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the 95winph support team:

Our support team is staffed by Filipino agents who understand the local context and are available around the clock to assist you with any matter related to your account or these Terms.